Understand the process Buying real estate is a complex matter and can be especially confusing for the first-time home-buyer. Understanding the process would give you the essential information to make a better decision on your home purchase. There are plenty of resources on the Internet, and most real estate offices will have pamphlets to explain things in plain language. You may also be able to research the real estate process by attending community-sponsored classes, or you can take a look at different books.
Use a REALTOR(R) As a buyer, it usually costs nothing to hire a real estate professional to help you find and purchase a home--your Realtor will likely get a portion of the commission the seller pays to his Realtor. When choosing an agent, get referrals from friends, relatives, and co-workers. Pick an agent that would work with you and guide you through the process. Listen to your agent, but make your own decision.
Don't buy your new home until you have sold your current home This is generally sound advice unless you live in an extremely hot market and your Realtor is sure you'll be able to sell your home quickly. Timing is crucial, so start working with your agent to find a new home as soon as yours is listed. With a little bit of luck, the day you accept an offer on your home, you'll be able to make an offer on a new home and close both deals on the same day. At worst, you may have to live in a rental for a couple of months, but most people agree that moving twice is preferable to being stuck with two mortgage payments!
Let me help you buy your new home. I'm ready to guide you through the home buying process, every step of the way. Let me be a part of this exciting journey. I'm prepared to find the right home at the best price for you. Lets make it happen. 10-Step Guide to Buying a House
You can choose any lender: Mortgage Companies, Banks, Credit Unions, to mention a few institution. However, if you need assistance on finding one, here are some useful Links to help Finance your home.